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A different commenter inspired the Department to Restrict the profits safety threshold and all other elements in the rule, to undergraduate loans. They additional asserted that, by allowing the upper disposable income exemption to apply to graduate personal debt, the rule is likely to eradicate or substantially lower payments For lots of Physicians

Numerous commenters expressed worries about possible tax liabilities and pointed out the loan volume forgiven might be regarded taxable money with the borrower. Several commenters argued that It will be harsh to tax the amount of the loan that's forgiven, Specially simply because people who find themselves having difficulties to repay their univers